What happens if someone else is driving my car and gets in an accident?

You lend your car to a friend or relative so that they can run errands, attend to an emergency, or go on a road trip. Unfortunately, the worst happens, and, an automobile accident occurs with your friend/family at the wheel. Since the car does not belong to them, the situation can be quite complicated to handle. Let’s look at some of the implications in this case and what will happen regarding liability and compensation.

Liability and self-owned vehicles

If the car in question is a self-owned vehicle, the at-fault driver’s insurance should be responsible for the damages resulting from the accident. This means that if the person who borrowed your vehicle is not the one at fault, the insurer of the other driver who IS responsible for the crash will cover the damages. On the other hand, if the friend or relative that borrowed your vehicle is liable, your insurance company should pay for damages resulting from the accident.

Car insurance covers the vehicle

Most people assume that car insurance usually covers the driver. However, this is not true. Auto insurance covers the vehicle, and this means that if you allow another person who is a friend or a part of your household to drive the vehicle, your insurance will cover any damages that result from the accident.

For example, you lend your car to your sister for the day. She accidentally hits another car in the parking lot at her office. In this case, your liability coverage will cover damages for the other car. If the costs exceed your limit, your sister’s insurance will step in as secondary coverage.

Non-permissive use

If your vehicle is taken without permission by a family member or relative that’s excluded from your policy, your insurance will not pay for the damages. In this case, the driver’s coverage will cover the damages implied by the crash. However, if the individual who used your car without permission is not insured, your insurer will be liable for all of the damages.

When it comes to automobiles nobody can predict the future. You may lend your car to a friend, family, or relative only to get a call that there has been an automobile accident. Contact Reyna Injury Lawyers today, especially if your friend was uninsured, impaired, or did not have a license at the time of the accident.

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How long do I have to make a personal injury claim?

If you have been injured as a result of the negligence of another person, you undoubtedly have a number of important questions. At the top of your list of questions may be how long you have to file a personal injury claim.

Really, there are two types of deadlines you need to take into account in the aftermath of an accident. First, you need to make sure that you satisfy any deadlines associated with pursuing an insurance claim. If you miss a deadline, you may end up in a position where your claim will be denied.

The second type of deadline you need to be aware of is that of which is known as the statute of limitations. The statute of limitations is a part of the law in the books in all states, including in Texas, that establishes a specific deadline after an accident by which you must file a lawsuit, according to Cornell University School of Law. If you miss the deadline, you will be forever precluded from filing a lawsuit to obtain compensation in your case.

As mentioned a moment ago, Texas has a statute of limitations in personal injury cases. In Texas, you must file a lawsuit for the accident within two years of when the accident happened. There can be some exceptions to this two-year deadline. A skilled, experienced Texas personal injury lawyer, like a member of the legal team at Reyna Injury Lawyers, can provide you more information about the statute of limitations and other issues related to your case.

You can schedule an initial consultation by contacting Reyna Injury Lawyers at your convenience. During the initial consultation, personal injury attorney from Reyna Injury Lawyers will provide an evaluation of your case and answer any questions you might have about pursuing an insurance claim or lawsuit. Reyna Injury Lawyers do not charge a fee for the initial consultation with a prospective client like you, who has been injured due to the negligence of someone else.

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Defining a wrongful death

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What are some causes of brain injury?

Brain injuries are normally very serious. A person who suffers a brain injury may be left with permanent brain damage that leaves them unable to live a life that even closely resembles the life they were living before.

There are two basic ways the brain can be injured. A non-traumatic brain injury results from something that happens internally in the brain. For instance, a stroke or an infection may damage the brain leaving a person with paralysis or speech difficulties. Also, a lack of oxygen to the brain often leads to brain injury.

The other type of brain injury is a traumatic brain injury. Brain damage in this type of injury results from an external impact on the brain. Traumatic brain injuries often occur as a result of sports injuries. When football players tackle helmet to helmet, or when the helmet hits the turf roughly, they can often experience a brain injury.

Traumatic brain injuries have several other causes. If a person is hit on the head with an object, the force may result in brain injury. Falls are another common cause of brain injury. A person might slip on a slick floor causing them to hit their head. This may result in permanent brain damage and life-altering impairment.

One of the most common causes of traumatic brain injuries are car accidents. Even with all of the modern safety devices in cars, many are still injured daily in car crashes.

If you or your loved one has suffered a brain injury due to someone’s negligence or belligerence, Reyna Injury Lawyers can help. Please call today and speak with an attorney who can advise you on the best course of action, and how to take that action.

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